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The short version
On The Asset, MUFG Capital Analytics' podcast (November 12, 2026), Ryan Vet told host Scott Ramsey that every technological advance has a trade, and that the cost we rarely discuss is human contact: loneliness, he argued, is driving Gen Z back to malls, Barnes & Noble and Starbucks as a third place. For leaders under a board mandate to show AI return, he offered his passing-versus-piggybacking test, asked what each leader is doing that is uniquely human, and said AI policy should be written from a human lens, deciding where technology is allowed into our world rather than where we enter its world. He closed on the one thing he says every generation has wanted from a job for six generations: purpose.
Ryan Vet · Podcast on The Asset
Ryan Vet calls himself "a living paradox." He installs every new gadget the day it ships, and he cannot stop asking what it costs. On The Asset, the podcast from MUFG Capital Analytics, host Scott Ramsey opens with Ryan's essay on Gen Beta never needing a driver's license and asks the question underneath it: what are we trading away?
The answer starts with a self-checkout lane and a sales executive who drives to Costco every day for human contact, and ends with an airport custodian who knew exactly why his job mattered. In between, Ryan gives a CFO under a board mandate a concrete test for where AI belongs in the business, and a rule for writing the policy that goes with it.
Ryan's Big Takeaways
- 01
Every advance has a trade, and the one we skip is each other.
Ryan loves the gadgets, and he agrees the case for the tech is strong: self-driving cars are safer, he says, because they are "focused on one thing and only one thing." But the self-checkout lane is the same story in miniature. You can walk out of the grocery store without speaking to a person, which is convenient, simple and lower friction. "On the other hand, what are we giving up in the process? I think that's the real risk beyond technology." Scott's friend, a work-from-home sales executive who goes to Costco every day to talk to the people handing out samples, is the human version of that trade, and Ryan thinks far more people feel it than have named it.
The Friction Doctrine → - 02
Loneliness is a public health problem, and Gen Z is pushing back against the screen.
Ryan points to the 2023 Surgeon General advisory that called loneliness a public health crisis, and to what it has been tied to: delayed marriage, declining birth rates, and mothers fearing they will be alone raising children, which he says often ranks above finances as a reason women choose not to. Gen Z, the most isolated generation, has "their mirror in their pocket that's always catering to exactly what they want," and he sees them revolting against it. Malls are coming back for the first time in decades, Barnes & Noble is opening 60 new locations, and Starbucks is reworking stores it keeps open into a third place. He calls it "a really great information-based reaction to the virtualization of our society."
- 03
Remote work and return to office both lose people, because both skip the water cooler.
Ryan led remote-friendly teams long before the pandemic and still thinks flexibility was the right answer. But "there's an equal and opposite reaction." Companies are pulling in opposite directions, and "both are causing people to leave," because some people discover how much they depend on in-person conversation. He cites a study, without the numbers in front of him, in which a traditional 40-hour week held almost half as many effective hours, as remote workers filled the day with meetings to make it feel like work. His conclusion: "as human beings, we need that interruption to some extent, and we need that community." Scott adds the loss he felt after the pandemic, the walk-and-talk coffee chats where institutional knowledge was actually passed on.
- 04
Ask whether you are passing to AI or piggybacking off it.
For a CFO with a board demanding AI return, Ryan offers his framework rather than a tool recommendation. A child piggybacks because they cannot yet hike the mountain on their own. A basketball player passes because they have earned their spot on the court and can take the ball back. "Where is it that you're piggybacking, or where is it that you're passing?" Passing, he says, means the team can step back in, "grab the ball back, pass back and forth between the machine and the human." Piggybacking means offloading a reliance on another human being onto a machine, "and that's where it can get really dangerous."
Passing vs. Piggybacking → - 05
Don't chase every model release. Learn the fundamentals and ask what is uniquely human.
To the individual worried about being left behind, Ryan offers a pattern: everyone once had to learn stick shift, and a Gen Alpha in driver's ed now has no idea what it is; most people use a computer without being able to say what is under the casing, and social media went from something you had to optimize to just a tool. Generative AI will go the same way. He tells a leader who sent him a list of tactical AI skills to answer a different question: "What are you doing right now that's uniquely human? Because that's what's going to survive." By the time the episode airs, he notes, there will be five new models on every platform, and "if you try to always keep up with that, you're going to exhaust yourself."
- 06
Write AI policy from a human lens.
Scott raises the rollback problem: unlike a software version you can step back from 7.4.3 to 7.4.2, an agent running on a hosted model gives you no way to return to the previous one when it starts behaving differently. Ryan agrees the black box is frightening and that most developers on these platforms cannot see inside it. His answer is to decide in advance, the way a student who decides before arriving on campus never to drink is more likely to say no at the first party. Ask what you will never let AI do, which triggers would make you revisit that line, and where you will open the floodgates. "Instead of saying, hey, where are we going to enter into technology's world?" ask "where are we going to allow technology into our world?" He sees the cost already in teens placing an emotional stake in a chatbot.
Cognitive Erosion → - 07
Purpose is the one thing every generation has asked of work.
Looking toward his 2027 forecast, Ryan says the question he cares about is no longer whether AI is coming for jobs (it is, and it will also create them) but what is happening to the family, politics and community that form the next generation of workers. Over seventy years, he says, technology moved from changing the community to changing the home to changing the individual, and everyone in their formative years in the last 15 has been raised on "it's all about you." That is why a family pitch at work lands badly with Gen Z. What has stayed constant for almost six generations is purpose, usually in the top three reasons anyone takes a job. Benefits, pay and perks matter, but "when was the last time you sat down and said, hey, this is why your role is important?"
The Generational Pendulum →
The custodian who knew why he was there
Ryan closes with a video that went viral from the Charlotte airport. A member of the custodial staff sang as he worked and got to know the travelers passing through, and he explained why in words that spread: people are usually busy and frantic, and he hoped the part of the airport they traveled through with him would be clean, enjoyable and safe. "That's my job and that's why I'm here and that's the impact I get to make."
Ryan's point is that the man had been given, or had found, a purpose far larger than the task. He saw his purpose as "so much more than picking up someone's trash or the Cheerios that my kids might have thrown on the floor as we were running between flights."
That is the answer he gives to leaders who respond to a restless workforce with benefits, pay, flexible schedules and technology perks. All of it is worth doing. But it does not replace telling a person why their role matters, "and it might not seem important now, but when you do this, it makes everything else matter."
Standout Quotes
For every advance forward, what are we giving up?
There's a human component that I think we don't talk about enough.
Where is it that you're piggybacking, or where is it that you're passing?
What are you doing right now that's uniquely human? Because that's what's going to survive.
Instead of saying, hey, where are we going to enter into technology's world, where are we going to allow technology into our world?
Your kids are being born into your world, you're not being born into theirs.
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Frequently Asked Questions
What is the difference between passing and piggybacking with AI?
It is Ryan Vet's test for where AI belongs in an organization. A child piggybacks because they cannot yet hike the mountain on their own, so they ride on a parent's back. A basketball player passes because they have earned their spot on the court, and the ball can go back and forth. On The Asset he asks leaders, "Where is it that you're piggybacking, or where is it that you're passing?" Passing means the team can step back in and take the ball back from the machine. Piggybacking means offloading a reliance on another human being onto a machine, "and that's where it can get really dangerous."
How should leaders set AI policy, according to Ryan Vet?
Decide in advance, and write it from a human lens. He compares it to deciding before you reach campus that you will not drink until 21: you are far more likely to say no at the first party. For AI, that means asking what you will never let it do, which triggers would make you reconsider the boundary, and where you will open the floodgates. In his words, ask "where are we going to allow technology into our world?" rather than "where are we going to enter into technology's world?"
What does Ryan Vet say Gen Z wants from work?
Purpose. He says it has been consistent for almost six generations and usually sits in the top three reasons a person takes a job. Pay, benefits, flexibility and tech perks matter, but leaders should also say plainly why a role is important. He also warns against a family pitch at work, because Gen Z has been raised in a world focused on the individual and often pushes back on being told the team is a family.
Why does Ryan Vet say malls and bookstores are coming back?
He reads it as a reaction against the virtualization of society and the loneliness that comes with it. Gen Z, he says, is the most isolated generation, with an algorithm in their pocket giving them exactly what they want, and they are pushing back. He points to malls returning for the first time in decades, Barnes & Noble opening 60 new locations, and Starbucks reworking some stores as a third place.
Is AI taking jobs, according to Ryan Vet?
He says the answer is yes, and that it will also create jobs, as with any technological upset, though he expects this one to be more profound. The question he is more focused on for his 2027 forecast is what AI is doing to the family unit, the political environment and communities, because those shape the next generation of workers and what motivates them.
Frameworks & Ideas Referenced
- Passing vs. Piggybacking : Named outright, "I often call it piggybacking or passing", and walked through as the test for where an organization is handing real work to a machine versus working with one.
- The Generational Pendulum : Named outright when Scott asks what he is watching for 2027: the next generation is often a reflection of how it was raised, and the self-focus of Gen Z follows from that.
- The Friction Doctrine implied : The self-checkout lane and the grocery store you can leave without speaking to anyone: convenient and lower friction, and a trade that costs human contact.
- Cognitive Erosion implied : Handing relationships and judgment to a machine, from the leader with a list of AI skills but nothing uniquely human, to the teens placing an emotional stake in a chatbot.
Books, People & Sources Mentioned
- Gen Beta May Never Need a Driver's License : The COLLIDE essay Scott opens with, taking readers from horses to Waymos and asking what is lost as well as gained. Ryan's COLLIDE essay →
- Barnes & Noble : Sixty new locations, which Ryan offers as proof that people want physical, in-person places again. Ryan's COLLIDE essay →
- Gen Z is ungrounded and going back to the mall : The mall revival he cites alongside Starbucks' third-place stores. Ryan's COLLIDE essay →
- U.S. Surgeon General's 2023 advisory on loneliness and isolation : Ryan cites the 2023 advisory that called loneliness a public health crisis. His essay "We've Never Been More Alone" walks through it and its citations. Ryan's COLLIDE essay →
Keep Exploring
- framework Passing vs. Piggybacking Explore →
- framework The Generational Pendulum Explore →
- framework The Friction Doctrine Explore →
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Collide essay We've Never Been More Alone The Surgeon General says loneliness now kills like smoking 15 cigarettes a day. The youngest generation is the most at risk. Explore → -
Collide essay What we lost when life got easier What washing machines and dishwashers tell us about artificial intelligence and the Velocity Gap. Explore → -
Collide essay The Velocity Gap: Gen Z's contradiction with AI When you eliminate friction, you get caught balancing moral conviction over drive. Explore → -
Appearance Ryan Vet on A Geek Leader: AI, Cognitive Erosion, and What Won't Change Generational futurist Ryan Vet joins the A Geek Leader Podcast to unpack what AI will not change, the cognitive erosion already underway, and the seven forces moving the generational pendulum. Explore → - Explore Ryan's generational frameworks Explore →
Ryan writes one free essay a week. It's called Collide.
How generations are reshaping work and home. Practical, research-backed, and delivered weekly. Read it at RyanVet.com/collide.
Links from this conversation
Full Transcript
The complete episode between Scott Ramsey and Ryan Vet, transcribed in full. Key terms link to the ideas behind them.
Welcome to The Asset, brought to you by MUFG Capital Analytics. We are your go-to audio cast for unique insights, discussions, and curiosities in the ever-changing world of private markets and adjacent marketplaces. I'm Scott Ramsey, and today I'm joined by Ryan Vet, keynote speaker, futurist, entrepreneur, and author. He's been building with AI since well before most of us had heard of him. He writes the COLLIDE newsletter read by more than 23,000 leaders on generational dynamics and the future of work. He joined us in Dallas in November for our master class, and it was a wonderful time getting to spend a little bit more learning from you, listening to you, and talking about these things we're going to bandy about today, and a few other things, like your annual forecast of things to come broadly in culture. Ryan, good to see you again. Welcome.
Thanks, Scott. Good to see you, too.
You recently published a great article arguing that Gen Beta may never need a driver's license. Your piece takes us from horses to waymos, but it's more than just about cars. It raises a deeper question. What are we trading away for with tech advances? What are we losing, and what are we gaining?
Yeah, I think with any advancement, I'm a living paradox. I love all the new tech gadgets. If they come out, I get one. I just got some new gadgets installed in my house, actually. Love anything that's new and advancing, but at the same time, having lived in the technology world for so long in many different facets, primarily software, including early days of AI, one of the things I always try to contemplate is, what are we trading? For every advance forward, what are we giving up? When I wrote that piece on Gen Beta not needing a driver's license, I think one of the big things we aren't even realizing, it's the same thing as a self-checkout phenomenon. You're walking through the grocery store, you're leaving, you're scanning something, you never have to interface with a human, which on one hand, I love. It's convenient, it's simple, it's less friction. On the other hand, what are we giving up in the process? I think that's the real risk beyond technology, because I'd argue they are safer. Self-driving cars are safer. They're focused on one thing and only one thing. They're not checking their cell phone, they're not yelling at the kid in the backseat or yelling at the driver that cut them off. They're focused on getting someone there safely. I think there's a lot of advantages from a safety standpoint, but there's a human component that I think we don't talk about enough.
That reminds me of a good friend of mine. He lives here locally, he's a sales exec. He knows that he is way out on the extreme as an extrovert. He understands that about himself. As a work from home guy, he goes to Costco down the street here every single day to get human interaction. I'm not kidding. He goes by, he knows the people who do the samples, and he gets an afternoon snack. I've seen him, and he knows all of the people there, and I'm like, what are you doing? I haven't seen anybody today. I really need people. How many people do you think have that need and miss that interaction but haven't self-identified that? Do you think that's a thing?
I definitely think it's a thing. Loneliness is huge, and a company with the loneliness is anxiety, and a lot of that anxiety is placed on going out in public places. People say, hey, I'm lonely, but I can't go out there because it's scary and I don't know what's out there. In 2023, the Surgeon General said loneliness was a public health crisis. We have seen loneliness tied to so many different things, delayed marriage rates, declining birth rates, and mothers being concerned about being alone raising kids is a leading reason for women not wanting to have kids. We often put that on finances and other things, but if you get down to the psychological feeling, that often ranks high. You start looking at it, and I think the world is more lonely, and we're seeing Gen Z, who is the most isolated generation, who has their mirror in their pocket that's always catering to exactly what they want, and the algorithms are always giving them what they want. We're seeing them actually revolt around this. We're seeing malls come back for the first time in decades. We're seeing Barnes & Noble open 60 new locations. Starbucks is revamping some of their locations that they're keeping open to make them that third place, that Costco place. Starbucks won't give you free samples, but it'll be that place for you to come and be in person.
That's a really great information-based reaction to the virtualization of our society. It's really heartening. The headlines that we tend to see are about store and retailer closings, not the reactive pendulum-like effect of virtualization. What are these trends in our Western civilized work culture? Because technology, AI specifically, takes on more work in finance and accounting, professional firms, virtualization, virtual meetings. What do you think happens to firms and people that are leaning heavily into that virtual information?
Yeah, I was a huge proponent of virtualization for a long time, long before COVID sort of mandated it for our world. The teams I led, we had flex time, we had go work from home whenever you can, go spend time with the kids, because that was the right answer. I think there are so many benefits to that. At the same time, again, everything has a trade-off. There's an equal and opposite reaction. I think when we look at some of that virtualization, your friend describes it well, going to Costco. There's a reason he does that. He misses the water cooler. I think there's a lot to be said for those water cooler moments. We're seeing a lot of companies pull in very opposite directions. Some double down on this remote work being a place for all people, no matter what's going on in your life. We have some people saying, no, we have to return to the office. We're seeing a very, very divided workforce. Both are causing people to leave companies, because some people realize the necessity for that communication. I was recently reading a study, and I don't have the numbers in front of me, but it was looking at effective work. In a 40-hour work week, traditional 40-hour work week, how many effective hours are actually worked? It was almost half. It was not as many as you would hope. What they're saying is when you're working remotely, you feel this need to fill it with meetings or fill it with other things that make meaningful work for those eight hours because you're not popping over the cubicle and saying hello or sitting at the water cooler or anything like that. I think as human beings, we need that interruption to some extent, and we need that community. I have always said community is essential to life in everything we do. As much as I too am an introvert, and I would skip those Costco runs every single day if I could. I would Instacart it. I do know that there is a human element that we need to be in relationship with other people. When we put that relationship on a machine or AI or something like that, it's really devastating and it can have a massive impact on our lives.
This podcast was my reaction to the fast virtualization we had with the pandemic. I missed the walk and talk coffee chats I had with mentors, mentees, friends, colleagues. I feel like a lot of the corporate institutional knowledge that was given to me wasn't in some formal work seminar series. It was by somebody taking an interest in building that relationship and spending time. Here we are on the asset. I'm learning a ton from you. Let's stay with AI, the elephant in the room. I'm the CFO of a billion dollar company. I've got a mandate around AI. Boards telling me, Scott, get it in, get it used, get me some ROI. We need a good story. What nugget do you have for me? What encouragement? What challenge? What advice?
Yeah, I've been a fan of AI for a long time, long before we had generative AI in its current form. I was part of some startups that were doing some really interesting things like facial recognition was a big deal from your cell phone. Now anyone can just do it with chat in just a couple of seconds. I'm a fan of AI, but I think one of the things that I started to realize back in the early 2010s when I was working with it is we start to put too much pressure or too much reliance on technology. Technology has obviously accelerated our ability to do so much. At some point, there's a trade-off and there's a consequence. I often call it piggybacking or passing. What I mean by that is if you're trying to figure out how AI works in your workforce, piggybacking is this idea of, hey, you know what? A kid's piggybacking because they can't hike the mountain by themselves yet. They're on their parents' back or shoulders because they don't have the strength, the ability, the skill set, or the know how to do whatever it is that the person who's walking can do. That's piggybacking. Passing on the other hand means you've earned a spot in the game. That is the idea that whether, you know, take a sport, any sport you want, but let's say basketball because we're around that time of year, you're passing the ball to somebody, they pass it back to you. It's a back and forth and you've earned your spot to be there on the court. You're not looking from the stands or anything like that. And so my question to many leaders is, okay, where is it that you're piggybacking or where is it that you're passing? And passing means that your team can step back in, grab the ball back, pass back and forth between the machine and the human. But as soon as you start piggybacking, you're offloading or offsetting that reliance that you have on another human being to a machine. And that's where it can get really dangerous.
How about for the individual who is thinking about upskilling, who's thinking about the intersection of their current career and not being left behind? There's a lot of fear, uncertainty, and doubt around AI. And there's a growing sense of, oh, gosh, I'm going to be left behind by society. How do I learn this? How do I engage with it, given that AI is a here to stay part of our cultural framework?
It's here to stay. And I think what we're seeing now is it's becoming more visible. Not that it hasn't existed, but we're seeing it manifest in many ways, like Flock cameras. That technology is not new and it's just trendy to talk about. So I think we're going to see more and more visibility of AI and where it's already been working. But when you're thinking of the individual, and I'm going to oversimplify for the sake of time, but if you look at the car, for example, everyone had to learn stick shift. Now you go to a Gen Alpha that's in driver's ed right now. They don't even know what a stick shift is. They're asking, does that mean an electric car or not electric car? They have no idea. And is that autopilot? But you learned the basic principles of the road. When you looked at the computer, there were some people who got so overwhelmed by the computer because there was all these at the time kilobytes and megabytes and then gigabytes and terabytes. And they didn't understand what RAM meant or GPU. All of this information that was just noise. But then at the end of the day, most people can use a computer today. They couldn't tell you how it's made. They couldn't tell you what's going on underneath the casing of the computer. Same thing with social media. Everybody had to be on social media and you had to optimize your account, pick the best picture and make sure you put the right reaction to a post and comment it the right way. And now it's like, hey, it's just tool and it's just there. So I think we have to sort of hold a generative AI in particular in that same vein. It's like it is there. It's going to be a part of our life. It's already been a part of our life longer than most of us are willing to admit. And we just need to figure out how it fits into our daily routine, but not get so wrapped up into it. I'm seeing I got a text the other day from someone that I've worked with. And he's a leader in his organization. And he was telling me all the things and tactical skills he was doing on AI. And I said, OK, what are you doing right now that's uniquely human? Because that's what's going to survive. AI is going to be there. It's going to morph. We're going to have by the time this airs, there'll be five new models out on every one of the platforms and they'll be doing new things with new promises for a better tomorrow. And that's all well and good. But if you try to always keep up with that, you're going to exhaust yourself. What are the fundamentals you need to know so you can be ready for the future? Don't put your head in the sand. And then what can you do that's uniquely human? That's really what we have to ask ourselves as the world's changing and as leaders in particular, what are we doing today that a machine can never replace? And there's quite a bit.
One of the items that I tend to not hear good answers about or good planning around is the idea of corporate policy regarding AI. If we wind the clock and we just think about SaaS software or software in general, you had version control, right? And you had version 7.4.3. And we were rolling forward with that, oh, gosh, we had an issue. We can go back to .2, no problem. Right now, you have reliance on agentic AI specifically is problematic because it's powered by some sort of a model version 5.5. Most places you don't have control over whether you get to roll back to 5.4 or 5.0. My agent is behaving differently than I expect. And these operators don't have a good policy around this to ring fence what they're setting loose in their businesses. What do you see, how do you think about policy and do you have any words of wisdom for leaders who are clearly struggling with this today?
That's a great question. I think I bring up the example of college, right? If you decide before you step foot on a campus and you go to your first party, if you decide before you step on campus that I'm not going to ever drink beer until I'm 21 and someone hands you that red Solo Cup at your first party, your chances of saying no to that are exponentially higher regardless of the peer pressure because you already decided it before you even got to that party. On the flip side, if you go into school saying, I am going to find every party and I'm going to be that guy, you're going to go seek out the parties before you even get put into that situation. But both were pre-decided. And I think the same holds true here in the AI conversations. You hit on something that's really scary. Most developers working on these platforms have no idea what's going on in the black box, right? It is truly black box technology. There's very little visibility and insight. And again, that's a gross overgeneralization, but people don't know what's going on. And I think that is really frightening, but we can understand the implications it could have on culture and society when it does replace human jobs, when it does become a relationship dependent being or entity. We're seeing that with teens right now, a significant number of teens increasing every single day are putting some sort of emotional stake into chat or Claude or even a third-party type LLM. That's really, really concerning. So how do we put those parameters, again, looking at the human side of things, like what won't we let AI do regardless of how far it goes? What are those triggers that will make us reevaluate whether or not that boundary is set in place? And what are those things we are going to just open the floodgates with and run towards? But I think instead of looking at it from a technological lens, which is our default, we have to look at it from a human lens and say, hey, where are we going to allow technology into our world? Instead of saying, hey, where are we going to enter into technology's world? It's what I say with kids. Whenever someone's having kids, I very rarely offer unsolicited advice, but if they do ask, I'll always say, hey, your kids are being born into your world, you're not being born into theirs. So don't let your world revolve around their lives, let their lives revolve around your world. And I think the same is true with AI.
I love that. Humanize the tool to help think about the policy that makes a lot of sense. Well, Ryan, again, you were doing neat things with modern technologies when guys like me, who are also recovering technologists, thought AI was just something that was the thing that Hollywood had coming for us, but it's real and it's here now. What are you paying attention to as you're forecasting 2027 and beyond? What are you thinking about? What's got your attention? What are you researching? What are you learning that we should all be paying attention to and looking out for?
Yeah, I think one thing that's always fascinating to me is human formation, right? What forms one generation and ultimately influences the next? It's this idea of the generational pendulum. We've seen it swing back and forth so many times, but often the next generation is a reflection of the way in which they were raised. So in the past, a lot of my predictions and looking forward to the future have always been around technology because that's where I've spent a lot of time. That's where I get excited, but I've taken a step back and I still have many technological predictions from humanoid robots and all that coming out in my report. So there are some things I haven't tabled that, but I think the question that I'm tackling more, it's not even, is AI coming for jobs? The answer is yes, and it's also going to create jobs. It's just going to be just like any technological upset. It is going to be more profound, I think. But really what I'm looking at is, hey, what's happening to the family unit? What's happening to the political environment? What's happening to communities right now as a result of AI? Because all of that influences your next generation of workers, your current generation of workers, what motivates people to work. And I think those are some of the things that I'm spending a little bit more time on. And it's been really fascinating to look at the trends that were happening before generative AI, which is really where we're using this word, AI. What was happening before, what's happening since, and where those lines are going, and what that means for culture and society moving forward.
What do some of those trends that I assume are kind of the erosion of the 1950s family unit for management, middle management, those that are managing staff and corporate America, how do we react to that? Do we need to be more intentional about creating community because of that? Do we need to tread lightly because a lot of our younger folks in the workplace aren't used to intentional overt community? How do we navigate that is management.
Yeah, as I shared when we were at your event, there's really an evolution you've seen over the last 70 years. And it's first where it started with community and technology accelerated the community for connectedness. And then it moved from changing the community to changing the home. It became a little bit more concrete. And then once you look down, the last 10 to 15 years have been all about changing the individual. And so if you look at anyone born or at formative years in their life in the last 15 years, everything that they've had, as far as any advancement, any societal forces have been focused on the individual and making it, it's all about you. It's all about your brand, your desire. So that American dream that once it was the house is now the individual and their own story. And I think that influences so many different aspects of life. And when the leaders of companies try to make it feel more like a team or like a family, Gen Z pushes back on that in particular for we're talking about a specific generation. Gen Z is like, I don't want my family at work. We're seeing up to 38% of Gen Zers, I believe is the stat that have are estranged with a family member, whether sibling or parents or someone in their immediate family, a significant number that's up almost [three times] on any previous generation. So that's the wrong approach is saying, hey, let's be a family at work. And so then some companies are like, well, we just need to go remote because if they all go remote, then we know that they're working two jobs or we know that they're only working three hours a day and that's okay, but we still have the employee. So you're on all these different sides of the argument but I think what leaders really need to sit down is say, hey, the one thing still no matter what that every generation consistently has always wanted in a job is purpose. They want to know that what they're doing matters and that hasn't changed. It's been consistent for almost six generations. And when you look at that data and you start to see, hey, you know, in the top three things is always why someone does what they do. That's what leaders need to get back to and it sounds oversimplified, but leaders are trying to throw benefits and pay and flexible work and technology perks and all which are great and you need to do that. But when was the last time you sat down and said, hey, this is why your role is important and it might not seem important now, but when you do this, it makes everything else matter. I think of the video that went viral from the Charlotte airport, they had a guy cleaning. You know, he was one of the custodial staff and he would just always sing and he would get to know people and he went viral because he said, I understand that people are usually busy and frantic and I hope that the part of the airport that they travel through with me is clean and enjoyable and safe. And that's my job and that's why I'm here and that's the impact I get to make. And he saw his purpose is so much more than picking up someone's trash or the Cheerios that my kids might have, you know, thrown on the floor as we were running between flights.
Not just your kids, Ryan.
Not just mine.
Gosh, that's so well said. I hear your hard lean as a tech guy into humanity, into society, into the person, into the heart of each individual that makes up whether it's a work community, a family, a school organization, it's made up of people who have feelings and fears and hopes and desires. And I really appreciate the wisdom that you're sharing with me, that you shared with all of our colleagues and you're reminding our listeners today that purpose is very valid. Ryan, thank you. Your research and your ability to communicate are really appreciated. Do us a favor, tell us where we can find you. I know you're not hard to find it all, but talk to us about where we can catch you on platforms and media broadly.
Yeah, thanks for that, Scott. I am probably too easy to find, but, you know, Ryan Vet, R-Y-A-N-V-E-T, don't add letters, it is that simple. But just ryanvet.com, you can go ahead and check out my podcast, completely free, my newsletter, also totally a free resource, and then see some of the other studies that I do, as well as things like the 2027 Prediction Guide.
I can't wait. I'm gonna download it, we're gonna talk about it, and I can't wait to catch you January 1st, 2028 to see how we did with our 2027 predictions. Thanks, Ryan.
Thanks, Scott.
Thank you for joining us on The Asset. We invite you to join the conversation by liking, sharing, and following our channel. Stay tuned for more conversations with leaders and innovators who are helping shape the future of private markets. As always, I'm Scott Ramsey with MUFG Capital Analytics, wishing you success.